Algeria Crypto Law: What’s Allowed, Banned, and How It Affects You in 2025

When it comes to Algeria crypto law, the legal framework governing digital currencies in Algeria, which strictly prohibits financial transactions in cryptocurrencies while allowing limited blockchain-based activity. Also known as Algerian cryptocurrency regulations, it’s one of the most restrictive systems in North Africa. Unlike countries that tax Bitcoin or require exchange licenses, Algeria outright bans the use of Bitcoin, Ethereum, and all other crypto assets for payments, trading, or investment by individuals and businesses.

This ban isn’t just a suggestion—it’s enforced by the Central Bank of Algeria, the national monetary authority that controls currency issuance and financial system oversight. Also known as Bank al-Maghrib, it has repeatedly warned that using crypto could lead to criminal charges under money laundering and foreign exchange laws. The government doesn’t want citizens bypassing the Algerian dinar or moving money outside state control. Even peer-to-peer trades or using crypto wallets are risky. You won’t find Binance or Coinbase officially operating there, and local banks block transfers linked to crypto exchanges.

But here’s the twist: while buying or selling crypto is illegal, blockchain technology itself isn’t banned. Some Algerian startups are exploring tokenized real-world assets—like land deeds or energy credits—under government pilot programs. These aren’t cryptocurrencies you can trade, but digital records tied to physical assets. It’s a gray zone: use crypto as money? Jail time. Use blockchain for record-keeping? Maybe a green light, if you jump through bureaucratic hoops.

And what about taxes? Algeria doesn’t have a formal crypto tax code because, legally, you’re not supposed to own any. But if the government finds crypto in your wallet, they’ll treat it as undeclared foreign income—and that’s where penalties kick in. Fines can be steep, and asset seizures are real. There’s no official reporting system, but customs and financial intelligence units monitor suspicious transactions.

For Algerians, the only safe path is to avoid crypto entirely—or use it secretly, knowing the risks. Some use VPNs and foreign exchanges to buy Bitcoin, then cash out through informal networks. Others hold crypto as a long-term bet, hoping the law will change. But in 2025, there’s no sign of legalization. The state still sees digital money as a threat to its control over finance.

Below, you’ll find real posts that break down how Algeria’s rules compare to Qatar’s crypto ban, what MiCA means for African nations, and how OFAC sanctions might someday impact local users. You’ll also see how people in similar countries are working around restrictions—and what happens when the rules finally shift.